Attention homeowners in Angel Fire and Colfax County: Get an Appraisal today!

The top seven reasons NM homeowners order from Angel Fire Appraisers:

Pre-listing appraisals (whether you're using a real estate agent or selling the home on your own)
To challenge a NM property tax assessment
Remove PMI to cut your mortgage payments
To reinstate your Home Equity Line of Credit (HELOC)
Review another appraiser's report for verification
In the case of a NM divorce, where real estate property needs to be divided
To settle an estate in Colfax county or NM by determining the true market value of real estate in question

Need help deciding the value of your home in or near Angel Fire, NM?
Contact Angel Fire Appraisers.

We at Angel Fire Appraisers understand the special needs of a homeowner looking for appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your house will attract buyers. It gives you something concrete to show the buyer. An appraisal is an independent third party's opinion of your home's value -- not just how much you think your home is worth. Potential buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to a qualified appraiser's value opinion than yours.

Need to cancel PMI?

An attractive money saver for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is down below 80% of the value of your property, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. We're experienced in helping consumers just like you abolish unnecessary PMI insurance.

Challenging a property tax assessment

If you live in a region that is declining or is not appreciating as much as other houses close by, your local tax assessor may have your home overvalued. That means you are most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better off you'll be. Getting an appraisal from Angel Fire Appraisers is your strongest weapon when contesting your property tax assessment.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender just may choose to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow point of view. A professional appraisal from Angel Fire Appraisers can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Have you just received a copy of your appraisal and you'd like to have a professional double-check it for preciseness or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. If you need it immediately, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Angel Fire Appraisers can We can assist you. While typically requested by banks, you may want to use this service if you suspect mortgage fraud related to your house.